An insurance policy that provides coverage when the policyholder (or his/her dependent) becomes ill, is injured, or dies from an accident. For example, a health insurance policy may pay for most or all of the costs of a surgery. Accident and health insurance may cover doctor's visits, medical procedures, prescription drugs, and so forth.
The policyholder pays a premium each month in exchange for the coverage; this premium may or may not be subsidized by one's employer. Additionally, the policyholder often must pay coinsurance and/or a copay for certain procedures. In the United States, many people procure accident and health insurance through their employers because it is often expensive to buy on one's own. Likewise, many people have group insurance to provide medical coverage.
We have developed a cost effective Accident & health Insurance schemes that have been specifically designed to provide the essential elements of hospital care and treatment in challenging and Emergency health conditions.
Our medical evacuation cover includes emergency medical treatment and evacuation and repatriation to the policy holder's home country, with up to three months of follow-on home cover. AMA Insurance solutions coordinates all air and ground arrangements, medical care and international travel.
KEY FEATURES:
- Specialist high risk country third party assistance company
- Delegated Authority for immediate payment and management of claims and evacuations
- Multilingual, 24/7 response service
- Emergency medical treatment covered
- Online facility for outpatient claims
- Choice of excess and co-payment options
- Simple modular benefits system
- Evacuation and repatriation expenses covered
- Follow-on home cover (up to 2 months)